At some point, most business owners will ask themselves, how important is it to carry a business insurance policy? I get it. This question is totally understandable, especially if you've never filed a claim. However, it's important to remember that just because you've never needed to file a claim doesn't mean you never will. First off, you've got to keep in mind that some businesses are required to carry certain types of insurance. It's an obligation to be insured. Secondly,