Is There Homeowners Insurance Without Roof Coverage? (Bryant, AR)

Homeowners insurance pays to repair or replace your home and belongings if they're damaged by something your policy covers, like a fire or burglary. A standard policy also includes liability coverage, which protects you if someone is injured on your property. Whether your homeowner's insurance will cover the cost of a new roof, depends on the cause of the damage. For example, your policy will likely cover the repairs if your roof is damaged in a hailstorm. But if your roof needs to be replaced because it's old and worn out, you will have to pay for the repairs. yourself. Also, some policies have a separate deductible for hurricane or wind damage, so check your policy documents before filing a claim. Ultimately, whether your homeowner's insurance will pay for a new roof depends on the specific details of your policy.

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